“Worry often gives a small thing a big shadow.” – Swedish Proverb The very first thing we would do with any client who wants to get ahead of their tax bill is to first figure out what their tax bill would actually be, if all things remain the same. While there are a lot of […]
Financial Independence 3: Realistic Numbers
Now is where the rubber meets the road in financial planning!
The Power of Specialized Knowledge
Be careful on whether you want to prepare your own tax returns.
If you are serious about your financial future, you should know the answers to these four questions.
Without knowing the answers to these four questions, your financial future is in jeopardy!
Useful Financial Guardrails for College Families!
“If we wait for the moment when everything, absolutely everything is ready, we shall never begin.” – Ivan Turgenev Financial independence training is a short-term pain, for a long term gain. But it’s terribly important because “untrained” college students are sitting ducks for unscrupulous financial service companies and their own lack of financial sense. So, […]
Financial Independence 3: Realistic Numbers
“You only have to do a very few things right in your life so long as you don’t do too many things wrong.” – Warren Buffett This is my third, and final, installment in a continuing series on real financial independence. Now is when I help us see when we may be inadvertently planning for […]
Financial Independence 2: No More Surprises
“Wisdom is learning to let go when you want to hang on. Courage is learning to hang on when you want to let go.” – Mark Amend This is second in a continuing series on real financial independence, and I’m here to alert you to those items in a family‘s financial life that can wreck […]
Financial Independence 1: Avoiding Budget Busters
“Tomorrow is often the busiest day of the week.” – Spanish Proverb This will be the first in a series on TRUE financial independence … and, the first step, really, is getting your spending under control. In that vein, here is the first of three rules that will help you and your spouse limit impulse […]
When College Has a Negative ROI!
“What’s right isn’t always popular. What’s popular isn’t always right.” – Howard Cosell As many have claimed (such as the US Census Bureau, for example: https://www.census.gov/prod/2002pubs/p23-210.pdf ), a typical college degree is worth up to a million bucks over a career — but that’s not true for every degree. What’s becoming more and more apparent […]
Is A Trust Smart For You?
“If we wait until we’re ready, we’ll be waiting for the rest of our lives.” – Lemony Snicket Parenting is more than reading to your children or getting them to eat their vegetables. It’s also about securing their financial future. One way to do that is by drafting a trust and naming a trustee. This […]
